RSS Feed
Young, Self Employed, No Accounts And No Savings. How Did I Get A Mortgage?
I was having considerable problems getting a mortgage to buy my first home about four years ago. If I was to believe everything I had heard, I was the ideal candidate for a mortgage – young, a first-time buyer and with [...]
Archive for the ‘Savings Accounts’ Category
February 2nd, 2011
Young, Self Employed, No Accounts And No Savings. How
December 29th, 2010
Savings Accounts – Professional Advice
When it comes to savings, you may well find yourself daunted by the sheer variety of ways to invest your money. Particularly if you find yourself with a substantial amount to invest, and are less than confident at dealing with things like the stock market, bonds and trusts, youre likely to gain from professional expertise. [...]
Posted in Savings Accounts 
Tags: Adviser, Association Of Chartered Certified Accountants, Book Keeping, Brokers Service, Chartered Certified Accountants, Commissions, Financia, Independent Financial Advisers, Institute Of Chartered Accountants, Judgements, Professional Advice, Professional Bodies, Professional Expertise, Sheer Variety, Stock Market, Stockbroker, Stockbrokers, Sure Your Money, Traditional Brokers, Ways To Invest Your Money 
No Comments »December 20th, 2010
Savings Accounts Retire In Style
We all look forward to the day when we can give up work but to ensure your retirement is comfortable you will need to prepare for it carefully.
Putting a proportion of your earnings towards a pension may seem like a drag right now, but realistically you will need to save for as long [...]
Posted in Savings Accounts Tags: Annuity, Bear In Mind, Company Pensions, Decent Income, Investment Trusts, Life Insurance, Lump Sums, Money Purchase Scheme, National Insurance Contributions, National Population, Pension Scheme, Personal Pensions, Private Pension Schemes, Proportion, Salary, Savings Accounts, Several Different Ways, Share Prices, State Pension, Substantial Benefits No Comments »November 18th, 2010
Savings Accounts An Overview
Being in control of your finances means not only managing your current account wisely, but planning ahead too. Although we are used to thinking we will have the welfare state to fall back on, the support offered by state benefits is far from generous – most people would struggle to exist on a basic pension [...]
Posted in Savings Accounts Tags: Ageing Population, Childrens Savings Accounts, Current Account, Current Accounts, Demographics Change, Different Ways, Earning Money, Economic Situation, Incentives, Interest Rates, Nightmare, Offshore Accounts, Offshore Investments, Proportion, Redundancy, Retirement, Start Today, Sudden Change, Uncertain Future, Welfare State No Comments »October 21st, 2010
Savings Accounts
The most traditional way of saving money is through a savings account at your local bank. There are two types of savings accounts: passbook and statement. You usually don’t have a choice between the two, most banks offer one or the other.
A passbook account comes with a little booklet that you use to keep track [...]
Posted in Savings Accounts Tags: Check Draft, Deposit Insurance Corporation, Electronic Telephone, Federal Deposit Insurance, Federal Deposit Insurance Corporation, Federal Deposit Insurance Corporation Fdic, Free Withdrawals, High Yield Money Market, High Yield Savings, Interest Payments, Local Bank, Maintenance Fee, Minimum Balance, Money Market Accounts, Passbook Account, Quarterly Statement, Saving Money, Savings Account, Share Insurance Fund, Yield Money Market No Comments »September 14th, 2010
Individual Savings Accounts – The Rules & Basics
ISA’s – The Basics
Since their introduction in April 1999, ISA’s – Individual Savings Accounts – have become extremely popular because they are one of the most tax efficient investment products widely available to investors.
ISA’s are a special Government approved tax shelter for personal savings and investments. An ISA is a tax efficient “wrapper” containing [...]
Posted in Savings Accounts Tags: Assurance Products, Capital Gains Tax, Cash Component, Company Shares, Contractual Commitment, Corporate Bonds, Dividend Income, Gilts, Investment Products, Investment Trusts, Life Assurance, Maxi Isa, Mini Isa, National Savings, Personal Savings, Products Stocks, Stocks And Shares, Strict Rules, Tax Efficient Investment, Unit Trusts No Comments »August 6th, 2010
How To Compare Bank Accounts And Savings Accounts
When you are putting your hard earned cash into a bank account, you need to know that you are going to get the best deal you can. For that reason you need to very carefully compare bank accounts and compare savings accounts on offer. Basically, there are two kinds of bank accounts for managing money [...]
Posted in Savings Accounts Tags: Basic Bank Accounts, Bear In Mind, Best Choice, Chequebook, Control, Current Account, Debit Card, Discipline, Everyday Basis, Managing Money, Money Management, Overdraft Facility, Pay Bills, Personal Use, Reason, Restriction, Savings Account, Savings Accounts, Term Basis, Two Kinds No Comments »July 24th, 2010
How Health Savings Accounts Reduce Medical Expenses And Help You
How Health Savings Accounts Reduce Medical Expenses And Help You Avoid Metabolic Syndrome
The most common set of diseases facing Americans moving into their 40’s and beyond has been termed “metabolic syndrome”. Metabolic syndrome is a collection of disease symptoms that tend to occur together. These are excess body fat around your waist, high blood pressure, [...]
Posted in Savings Accounts Tags: Breast Cancer, Cancer Colon, Cancer Prostate, Colon Cancer, Excess Body, Fasting Blood Sugar, Health Health, Health Savings Accounts, High Blood Pressure, High Deductible Health, High Fasting Blood Sugar, Hsa, Insulin Resistance, Insulin Resistant, Lifestyle Strategies, Low Hdl Cholesterol, Medical Expenses, Metabolic Syndrome, Prostate Cancer, Tax Money No Comments »July 4th, 2010
High Yield Savings Accounts
Savings accounts are operated by a commercial bank or mutual savings bank, and are backed by the FDIC up to the limits indicated. Money in savings accounts earn interest over time, helping to grow your wealth. The amount of interest savings accounts earn is dependent upon the type of savings account and the establishment [...]
Posted in Savings Accounts Tags: Account Providers, Advantage, Bank Accounts, Consumers, Current Condition, Fdic, High Yield Savings, High Yield Savings Accounts, Individual Savings Accounts, Interest Over Time, Interest Savings, Local Bank, Money Interest, Money Savings, National Savings Account, Neighborhood, Online Banks, Online Savings Accounts, Savings Account Interest Rates, Savings Banks No Comments »June 18th, 2010
Heath Savings Accounts (HSAs) Mean Big Tax Savings
Concerned about the high cost of healthcare? Worried that your insurance doesnt cover all your costs? Fortunately, a partial solution may be just around the corner. Since January 2004, taxpayers have had a tax savings tool called Health Savings Accounts, or HSAs. These HSAs may solve many of your healthcare cost problems.
How an HSA Works
In [...]
Posted in Savings Accounts Tags: Catastrophic Coverage, Cost Of Healthcare, Coverage Insurance, Flexible Spending Accounts, Fsas, Health Savings Accounts, Healthcare Expenses, High Deductible Health, High Deductible Health Plan, Hsa, Income Taxes, Incomes, Medical Expenses, Money Note, Nutshell, Partial Solution, Savings Tool, Special Health, Tax Deduction, Unused Balance No Comments »